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Even cash breaks down pretty quickly in a hypothetical situation where you have something similar occur that lasts for an extended period. When banks’ systems are impacted, how do I get more cash from my account with them when whatever amount I had when the system went down runs out? I haven’t had a physical passbook for an account in a good 20 years.
The Shin Megami Tensei games have some replayability between multiple routes, NG+ and coming up with the perfect team. Grandia is just one of the first jrpgs I really got in to, and I still love the characters today.