The problem is more with zfs on consumer grade NVMes. I have/had problems in that configuration due to the bigger sector sizes. Proxmox itself does do frequent writes, but I don’t know how often exactly. I know that my problems went away with not using zfs.
https://www.reddit.com/r/Proxmox/comments/idlqh3/zfs_extremely_high_ssd_wearout_seemingly_random/
Well because of money. You certainly have to pay to get Ubuntu certificated. And you only do this to have a Linux system with support from the manufacturer.
It’s an enterprise problem with an enterprise solution.
The normal personal systems are not in the same segment.