This is why you never really trust anything from a lemmy comment kids.

How dare you basically support the opposite side of my opinions by suggesting my posts arent changing the world and eliminating facism from the comfort of my home.

You’ve obviously never been to space

Who’s behind does that come from?

Yes if you are okay with accepting market losses which could be significant. Its true that the stock market typically is seen to keep your value on track or better than inflation rate but there are risks.

Rates are pretty good right now (~5%) for a money market fund and it only takes a day or less to free up those funds and transfer them to your bank account.

If you have a 20% loss in the stock market you are forced to realize that loss if an unexpected expense comes up.

And it can be way more risky if you are doing individual stocks or pretending like you know what your doing. Some stocks go through corporate actions that tie up funds for indefinite periods, or of course go bankrupt in some situations. Monthly/daily compounded 5% return on a money market is better than idle cash but still very safe.

Sounds like she is enjoying life, but that stops at the credit card debt. Thats just dumb.