Homeowners insurance: “Since you don’t have some certificate or whatever, your proper solution is something we won’t cover. If you want it covered, get someone with a certificate to do a hackjob.”
At least in Germany, you’re not allowed to touch anything “important” like water, electric, plumbing, or gas. Even if you would do a much better job, quicker, and cheaper, than any contractor who’d be allowed to do that work. Every single contractor I hired remodeling our house did something which was clearly not up to code (DIN or EN), and almost every time they put up a fight explaining it away, even when I read them the exact wording of the norm. “Well, if I’d do it that way, I would never finish work!” “This would be too much work, nobody does it that way” “I am always doing it this way and never had any complaints”
Discussion was always over when I asked whether I should get an inspector to settle it. They begrudgingly fixed the issue, and without fail tried to bill me for it (additionally).
I am so done with contractors, those are the original gatekeepers.
I guess it shows how out of touch (old) I am that it’s completely bewildering to me that there could be people who do not understand folders … on a computer. Phones, tablets, yeah, I get that, those actively make it harder and harder to access the folder structure. But computers?