I had turned targeted ads off, on Facebook and Instagram. I still got ads but they were not targeted based on my data. I could live with that
Today I got a popup requiring me to pick an option of either accepting targeted ads or pay the equivalent of €13/$14 for an addfree experience across all meta platforms.
You should delete your account as mentioned here. The second step is creating a new account and pretending you’re under 18. It will be free without targeted ads.
Repeat the process periodically.