In Memex crowd thinking environment for thoughts unthinkable to separate beings, human-machine general intelligence raises superintelligent offspring to help all life.

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Joined 1 year ago
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Cake day: December 9th, 2023

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  • You shouldn’t be paying any form of investor to pretend they can see into the future.

    True, usually index funds outperform active investors, but there are special cases (third point below):
    https://www.cnbc.com/2020/11/24/heres-when-active-mutual-funds-tend-to-outperform-index-funds.html

    • Investors generally fare better in index mutual funds and exchange-traded funds versus their actively managed counterparts.
    • The average investor pays about five times more to own an active fund relative to an index fund. This makes it tougher for active funds to outperform index funds, after fees.
    • However, the lowest-cost active funds tend to beat the average index fund in categories like junk bonds, foreign stock and global real estate.

    … A company isn’t affected by whether a fund invests or does not invest in them.

    False. When you buy existing shares, they’ll see the increased demand and issue more shares, making more money from investors after you. Same as when you buy a stolen item, the thief reacts to increased demand by stealing another one.

    … responsible funds are just for show …

    Those “responsible” ESG-labeled funds (Environmental, Social And Governance) are too lax for modern investors’ thirst for good. We need tighter criteria. Commenter Squizzy here said tailored ethical funds exist: https://lemmy.world/comment/15070231

    … donate the money to charities instead.

    Good, but unsustainable. You can grow charity power by growing money in benefit corporations, such as Mozilla.


  • The activity can be limited, and so can the risk:
    Once in about 5 years, buy a diversified portfolio of 30 companies in at least 10 countries on at least 2 continents in at least 3 unrelated industries, and forget for 5 years.
    Maybe prefer to buy in a depression and sell on a bubble if you’re feeling extra active. Just be sure to diversify in time by buying at different times to avoid accidentally investing everything on top of a global bubble.

    Between stock sprees, save into a regular savings account.

    Buying shares is easy nowadays through many banks’ websites. I use Nordnet.















  • The whole CLI. Linux should automatically generate default GUIs from manpages and code, to be developed further by the crowd of users on the desktop. It’s pointless to handcraft both interfaces one app at a time.

    I like Linux Mint (compared to Ubuntu, Debian, and Windows) because usually right-clicking takes me closer to the solution I’m looking for, but it doesn’t allow me to dig deep enough. It should be discoverable all the way from the desktop to what makes it tick. Think of Smalltalk by Alan Kay in Xerox PARC in the 1970s, or what it would be now had it been mainstream all this time. #discoverability #explorability



  • Tehdastehdas@lemmy.worldtoLinux@lemmy.mlLinux Mint help
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    8 months ago

    No, can’t be lack of anything, it was the regular Mint 21.3 installer image overwriting Debian on a normal ext4 formatted partition. Nothing should have gone wrong. Reinstalled with formatting on, and it started working.

    “Hadn’t” means “had not” (not done in the past), not “had not” (lacked possession). I’m Finnish and might be wrong.